What does greenpenny, a division of Decorah Bank & Trust Co. do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons greenpenny chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does greenpenny share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes –
to offer our products and services to you



For joint marketing with other financial companies



For our affiliates' everyday business purposes –
information about your transactions and experiences


We don't share

For our affiliates' everyday business purposes –
information about your creditworthiness


We don't share

For nonaffiliates to market to you


We don't share


Call 888-473-6690 or go to

Who we are

Who is providing this notice?

greenpenny, a division of Decorah Bank & Trust Co.

What We do

How does greenpenny protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to non-public information about you to employees only to those who need to know that information to provide services to you.

How does greenpenny collect my personal information?

We collect personal information, for example, when you

  • open an account or make a deposit
  • pay bills or use your debit card
  • apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you



Companies related by common ownership or control. They can be financial and non-financial companies.

  • Greenpenny has no affiliates.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Greenpenny doesn't share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner for our Wealth Management Services is LPL Financial LLC.

Greenpenny Mobile App 

The greenpenny mobile app on the Apple App Store and Google Play Store may require access to information stored on your device such as the camera, contacts, images, storage, microphone, biometrics, location or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that: 

  • Before granting access to this information, you will be prompted to give the application that permission. 
  • If you do not wish to grant that permission, you may decline it. 
  • If you later change your mind, those permissions can be updated in your device’s settings.
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