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Greenpenny is a virtual and carbon-neutral bank dedicated to financing a sustainable tomorrow. Greenpenny, powered by Decorah Bank & Trust Co. in NE Iowa, is employee-owned and has a decades-long commitment to positive environmental practices.
Money deposited in greenpenny is secure, earns interest, and is only used to finance renewable energy projects, starting with solar. Greenpenny is designed to be a form of crowdfunding for the advancement of clean and renewable energy.
Customers access easy-to-use, hi-tech online and mobile banking platforms, yet we are just a phone call or chat away for extra care. And no ATM withdrawal fees worldwide – ever! Deposit services are FDIC Insured and available for people across the nation.
Installing solar systems is a great way to reduce energy consumption from the grid, save money, and protect our planet for future generations. Solar electric systems are efficient, low maintenance, and last a long time. The immediate reduction in monthly electricity spending can be enough to cover all, or most, of the solar loan payment. With greenpenny residential solar financing, for example, a new system installation can be financed with no money down and the monthly utility bill can be swapped for a solar payment that will be paid off in 12 years or less. Residential and commercial solar financing is available in Illinois, Iowa, Minnesota, Missouri and Wisconsin.
Having begun nearly 20 years ago, we understand solar project financing and offer reasonable terms to help buyers make smart investments in their property. In the last five years, we’ve financed hundreds of solar projects for non-profits like universities, schools and municipalities – as well as commercial enterprises, farmers and families. And we’d like to do a lot more!
Abingdon High School, Illinois
Ludeking Family, Iowa
Greenpenny aspires to be a catalyst for positive change by inspiring governments, businesses and individuals to support greater adoption of clean energy. As part of the Global Alliance for Banking on Values, member of 1% for the Planet®, and support for the first in the nation Winneshiek Energy District, greenpenny knows collectively we can be a more powerful source to solving the world’s climate problem. We’re proud to come from a community with over 10 times our state’s per capita solar average, and one of the highest adoption rates in the nation. We have a proven ability to work together and do our part to develop real financial solutions that make economic sense and protect Mother Earth.
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