GreenCHOICE Mortgages

GreenCHOICE Mortgages^®

Financing for Energy-Efficient Home Improvements

Maintain Home Efficiency and Affordability

Do something nice for your home, your utility bills, and the planet, with our GreenCHOICE Mortgages®. Take the next step to reduce your energy bills and your carbon footprint. Get started on a new purchase or refinance today!

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Homeowners typically receive financing for “basic energy improvements” that lower utility bills while reducing their carbon footprint. Eligible home energy improvements include:

Home Efficiency Improvements

GreenCHOICE Mortgage Features – Plenty of flexibility!

Finance the purchase of your new home or refinance your existing mortgage
Finance up to 15% of the “as completed” value of your property on energy efficient improvements
Ability to close the loan prior to completing the improvements
Basic energy efficiency improvements with an aggregate cost of less than or equal to $6,500 do not require an energy report
Various terms available – refinancing under this program is not considered to be a cash-out refinance, so you can lock in the best long-term fixed rate

Our Mortgage Services Include:

Personal assistance. You can call or email one of our mortgage lenders to answer any of your questions.
Your timeline. We will work at your pace. Take your time or move fast - it's up to you. After-hours appointments are available.
Free pre-approvals. We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Apply Now! Our online application is simple and secure.

"Through our refi with greenpenny, we are able to: reseal our attic, add new insulation, solar energy panels and solar battery backup storage to our home."

- Lisa Geason-Bauer and Michael Bauer

See what our customers have to say about their greenpenny experience.

Lending Tips

Get pre-approved with greenpenny so you know how much to borrow. It’s that easy.
Set aside 15-20 minutes to complete your online loan application.
You will need to provide the following for each applicant: date of birth, a U.S. social security number, gross monthly income, average balance in deposit account(s), 2 years of residence and employment history, estimated value of property, and desired loan amount.

For more information about this mortgage opportunity, contact our team at 888-GPENNY0 (888-473-6690) or send an email.