GreenCHOICE Mortgages

GreenCHOICE Mortgages

GreenCHOICE Mortgages®

Financing for Energy-Efficient Home Improvements

Maintain Home Efficiency and Affordability

Do something nice for your home, your utility bills, and the planet, with our GreenCHOICE Mortgages®. Take the next step to reduce your energy bills and your carbon footprint. Get started on a new purchase or refinance today!

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Homeowners typically receive financing for “basic energy improvements” that lower utility bills while reducing their carbon footprint. Eligible home energy improvements include:


Home Efficiency Improvements

GreenCHOICE Mortgage Features – Plenty of flexibility!

  • Finance the purchase of your new home or refinance your existing mortgage
  • Finance up to 15% of the “as completed” value of your property on energy efficient improvements
  • Ability to close the loan prior to completing the improvements
  • Basic energy efficiency improvements with an aggregate cost of less than or equal to $6,500 do not require an energy report
  • Various terms available – refinancing under this program is not considered to be a cash-out refinance, so you can lock in the best long-term fixed rate 


Our Mortgage Services Include:

  • Personal assistance. You can call or email one of our mortgage lenders to answer any of your questions.
  • Your timeline. We will work at your pace. Take your time or move fast - it's up to you. After-hours appointments are available. 
  • Free pre-approvals. We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
  • Apply Now! Our online application is simple and secure.

"Through our refi with greenpenny, we are able to: reseal our attic, add new insulation, solar energy panels and solar battery backup storage to our home." 

- Lisa Geason-Bauer and Michael Bauer

See what our customers have to say about their greenpenny experience.

Lending Tips

  • Get pre-approved with greenpenny so you know how much to borrow. It’s that easy.
  • Set aside 15-20 minutes to complete your online loan application.
  • You will need to provide the following for each applicant: date of birth, a U.S. social security number, gross monthly income, average balance in deposit account(s), 2 years of residence and employment history, estimated value of property, and desired loan amount.

For more information about this mortgage opportunity, contact our team at 888-GPENNY0 (888-473-6690) or send an email.

Becky Mitchell

Mortgage Lender, VP

NMLS ID #1751576
Employee Owner
1-888-GPENNY0 (888-473-6690) | 563-387-5213 (direct)

Contact Becky

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Using our simple and secure online application, you can apply for your GreenCHOICE Mortgage® in just minutes.

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